Registering Account Progresses in American Banks
First of all you need to prepare your documents which is required by the banks as a classical tradition. The banks may ask you different documents depending on their policies and the progress may be long or short depending on that. The common documents required to open an account:
Your student card
Your passport (and I-20 and I-94)
The documents you need may differ.
Here are 2 types of accounts: checking and saving.
The Checking account is being opened to pay more bills and be used for daily expenses.
The Savings account, on the other hand, it requires you to keep a minimum amount of money in your account and your money is being handled.
If you need to open a checking account for DEBIT CARD, which you can use for cash withdrawals and purchases from ATMs, and they do not give out this account when you open a savings account. Check usage in the US is very common, and when you open this account, they give you a checkbook.
IBAN and SWIFT Systems
None of the American accounts have an IBAN number. So after you open your account, they will not give you the IBAN number of your account. This system is not used in America. Instead, there is an event called SWIFT, which gives them the necessary information.There is a $ 45 fix fee for transfering. There is no point in how much you will send.