Is It Possible To Get A Loan Without Income Certificate
There are certain bank loan application documents that people who want to use credit from banks should submit to the bank. One of these documents comes out as a document of income. Any document showing that regular monthly income is obtained even if the salary bill, tax levy or lease contract of the person is accepted as income certificate.
Loans without Income Certificate
Most of the banks periodically start campaigns for loan application without income certificate, where the banker says that the loan package without the income certificate is not the loan package without the income certificate but the loan package that this document is not submitted. In other words, the bank only removes the necessity of delivering this document with credit application documents. Especially since the salaries of the banks have already been paid in the accounts of their banks in the private loan packages to the salaries of the customers, they do not demand further documentation.
Can I Get Credits Without Income Certificate?
In fact, there is no legal requirement that a person who claims to use a loan for a loan application is legally required to submit an income document. However, banks are asking customers to submit income documents in order to guarantee the return of the loan. However, in order to provide loans to uninsured employees, it is allowed to use the salary papers and credits in order to obtain the loan without payroll. It is also possible for a person to provide different income documents such as lease contracts. It is not possible to give credit to housewives who have no income at all.