How To Make A Credit Inquiry With An Identification Number
Today, the number of people applying for bank loans is increasing. Banks look at the credit rating of the customers to decide within the applicants for the loan.
You can do credit inquiries yourself. A credit score is an important influence on getting credit. While credit rating are being calculated, banks use their own methods. Generally, when a credit rating is calculated, the applicant’s age, occupation, educational status, and the number of vehicles it owns, ie, property, income, etc., are examined.
When you want to get a loan, it will be better for you to get your credit score before you visit the banks. Because if your credit rating is low and your application is not accepted, your credit score will be reflected negatively.
How to make an inquiry?
Using Findeks, you can simply perform score of credit inquiries. Visit the Findeks home page. Enter your desired ID number and click on the prompt. Then enter your mobile phone number on the screen that will be opened later. With the page that opens, you’ll easily learn your Findeks credit rating. As a Findekse member, you can process your identity number and credit note inquiry.
What do the scores mean?
If you have a credit score below 900 points, you are in a very risky region called the red zone and it is almost impossible to get credit from the banks.
The credit rating between 901 and 1100 is the yellow risky territory. If you are in this zone, you should upgrade your credit rating urgently and quickly. With more than 1100 , it will be easy to get credit from banks. Therefore, before making an application for a bank loan, it will be correct to conduct a credit inquiry.