Documents Required To Borrow Credit
First of all, the bank will ask you to fill out the loan application form according to the loan type you want to receive. The identity card must be the original and photocopy of your identity card, driver’s license or passport. In addition, electricity, water, natural gas, telephone bill or residence certificate, which is registered in the name of the person who will be applying for credit for the last period, is required.
Depending on the way you work, the income document you will be asked to change will also change. If you are working with paid salary, you will be required to pay salary for the last 3 months. If you are a retired employee, your pension payment will be sufficient to show the account movements or pensions of your deposit account.
All the documents that we have mentioned so far are the documents required for general loan application. These general documents are also requested on the demand loan application. There are also documents to be added according to the credit type to be received. If you want to buy a mortgage / residence credit, you must purchase a building permit or purchase a copy of the title deed of the residence.
While the documents required for loan application vary according to each bank, additional documents, documents or guarantors can be requested from you during your loan application. If you are required to provide guarantees during your loan application, all application documents must be provided by the guarantor.